Financial Planning consists of 3 things:
- Protecting what you’ve worked so hard to get.
- Accumulating more of what you want – money, time, travel, love, friends…
- Transferring: Figuring out what to do with all your possessions when you pass away.
Within every Financial Plan there are 4 Categories:
- Savings and Investments
- Insurance: Health Insurance, Disability Insurance, Long Term Care Insurance, Critical Illness Insurance.
- Life Insurance
- Auto and Casualty Insurance
We evaluate and take inventory of our client’s financial plan as it relates to 5 life events:
- Taxes
- Death
- Living too long – afraid of running out of money.
- Getting sick or hurt
- Having Excess money – Legacy Planning